Don 'The Dragon' Wilson stars as David Quarry, a gridrunner (some kind of cop or security agent). In a world with virtual reality everywhere, a Doctor develops a way to "clone" a VR character into a real body. He first shows this discovery to his evil boss, using a star of "adult" VR programs. The boss has him do it again with another adult program character, then sets off to try and smuggle them from Vegas to Los Angeles. The boss of level 10 of Quarry's favorite martial arts training program "Lethal Combat", Dante (Michael Bernardo, but voiced by Michael Dorn), who Quarry has not yet managed to defeat, manages to get himself "cloned" and begins a mission to try and free other fighters of the game. Dante kills Quarry's partner John (Ken McLeod), and Quarry sets out to avenge John's death (though he doesn't know who killed him). Will Quarry manage to stop Dante?

People in this future world also have digital assistants, who inhabit large "handheld" devices. And there is a "bullet train" to LA, which looks suspiciously like an ordinary subway train. Hardly any time is spent in VR, though users must wear headsets and body suits and strap into one of those multi-axis trainers that were all the rage in the 90s.

https://www.imdb.com/title/tt0113220/