Armor car driver, Christian Slater, is caught in a flooded small town when a gang of thieves led by Morgan Freeman attempts to steal the $3 Million dollars in the armored car. BUT wait, there's also a small town sheriff, Randy Quad, who is fed up with his small town life and wants to cash in on that $3 Million as well, leading to the one fo the best lines ever from the Sheriff, "For twenty years, I've been eatin' shit; breakfast, lunch, and dinner. So now I'm changing the menu. From here on, everything I eat is gonna be shit-free!"

Also, Minnie Driver is there because Slater needs a love interest.